Free two-job decision tool
Compare the life around each job, not just the salary.
Estimate annual value, account for your real costs, and weigh the everyday factors that make a job sustainable. Your inputs stay on this device.
Step 1 of 3
Enter the financial reality.
Use annual estimates. Dollar or percentage inputs for bonus, 401(k) match, and equity automatically resolve against each job's base salary.
Job
Annual cash salary before bonus or benefits.
Target or expected annual bonus
10% of base = $9,500
Employer contribution estimate
4% of base = $3,800
Estimated annual value, not a guaranteed payout
Annual value included: $0
Benefits & work costs
Annual value of perks, stipend, childcare, etc.
Your annual payroll premiums or out-of-pocket estimate
Your annual payroll premiums or out-of-pocket estimate
Your annual payroll premiums or out-of-pocket estimate
Parking, transit, fuel, and vehicle wear each year
Your unreimbursed annual work travel estimate
Job
Annual cash salary before bonus or benefits.
Target or expected annual bonus
Annual value included: $12,000
Employer contribution estimate
5% of base = $4,500
Estimated annual value, not a guaranteed payout
Annual value included: $8,000
Benefits & work costs
Annual value of perks, stipend, childcare, etc.
Your annual payroll premiums or out-of-pocket estimate
Your annual payroll premiums or out-of-pocket estimate
Your annual payroll premiums or out-of-pocket estimate
Parking, transit, fuel, and vehicle wear each year
Your unreimbursed annual work travel estimate
Blank, invalid, and negative amounts count as $0. This tool does not estimate taxes, healthcare usage, vesting risk, or every benefit detail.
Step 2 of 3
Score what money cannot settle.
Score each job from 1 (poor) to 5 (excellent), then set how much each dimension matters to you: 1 is lower importance and 3 is highest importance.
Culture, energy, and day-to-day setting
Schedule, location, and personal control
Skills, scope, and future opportunity
Support, trust, and collaboration
Pace, boundaries, and long-term energy
Time away from your life, not only costs
Scores and importance are capped in the calculation at 1–5 and 1–3 respectively, so a stray entry cannot distort the result.
Step 3 of 3
See both jobs side by side.
Estimated annual picture
Job A
$108,300
Estimated net annual value
- Base salary
- $95,000
- Expected bonus
- $9,500
- 401(k) match
- $3,800
- Equity
- $0
- Other benefits value
- $0
- Total costs entered
- −$0
Estimated annual picture
Job B
$114,500
Estimated net annual value
- Base salary
- $90,000
- Expected bonus
- $12,000
- 401(k) match
- $4,500
- Equity
- $8,000
- Other benefits value
- $0
- Total costs entered
- −$0
Financial comparison
Job B leads by $6,200 in estimated net annual value after the costs you entered.
Quality-of-life comparison
Your weighted quality-of-life scores are very close. Revisit the dimensions you weighted most heavily and note what you still need to learn.
How to read this
Net annual value adds the compensation and other benefits value you entered, then subtracts employee medical, dental, vision, commute, and work-travel costs. The quality-of-life score is your own weighted rating, not a financial value. This educational tool is not financial, tax, legal, or employment advice.
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Need a starting point?
Map one package before you compare.
Use the free Salary Reality Check to organize the compensation details you already have and identify what to ask about next.